I would agree to disagree when living in the city. out in more rural or acreage settings do what you like but in town where houses are close together.....
hoa's get a bad rap from power-trip board members. most I have been in are reasonable.
last thing I want is my next door neighbor turning his front yard into a boat/rv/car graveyard or a homeless encampment/tinyhouse community. it's worth a few inconveniences to me to ensure the neighborhood aesthetics are protected which keeps up my property values.
'06 Supra Launch 20SSV-gone but never forgotten