I'll add that if you're looking smaller town, you might consider lake havasu arizona. hot as heck, no humidity and a nice reservoir to boat on. town is a mess on the weekends from cali influx but mon-thu it's not bad. all the bigbox stores and still somewhat reasonable housing. 500k should buy a nice house with a boat garage. not 3500sqft but not 1200 either. it would be one of my top5 retirement places.