After doing some research on claims and coverage I decided not to switch to Skisafe but rather CHUBB. I’m still with BIA but they switched my underwriter from INTACT to CHUBB. Saved about $300+ and still have great coverage. With Skisafe I would have had to make sacrifices on coverage and when factoring in the premium differences it wasn’t worth the gamble IMO. Glad Gabriel with BIA reached out to me.