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Thread: 2022 Moomba Max Vs. Mojo
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04-23-2021, 08:52 AM #11
Curious, do you folks set a budget before buying something? (such as a boat) . Or is it more impulse driven (justified with its only $2 per month more).
If your ok with $15k swing why stop there- Why not swing higher to a Supra?2021 Moomba Max
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04-23-2021, 09:10 AM #12Member
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- Apr 2021
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- 69
Honestly, I did set a budget and it wasn't until I started looking that I realized my budget wasn't realistic. I used to be the guy that said I wouldn't buy anything new. But a few years ago when I was in the market for a truck (because we were having another kid and the car seats wouldn't fit in my old one), I looked and looked and then realized the price difference between new and used wasn't that far off. Really, knowing I was saving less than 20% to buy a newer used truck and possibly buying someone else's problem just didn't seem worth it to me. I ended up buying new and have not regretted it since. Although I will say, I just bought off the lot and did get a really good deal... which definitely helped.
I suppose this is the reason for looking into a new boat. Again, I've looked at the used market and the savings is about the same... 20%. Plus, used boats right now are often selling for more than they are worth and selling quick. I'm still open to the idea though. I think my wife and I are thinking we'll just save some more money to put down on a new boat and it will balance out. Especially since we know we're not going to be able to get out on the water this year (mainly due to work for me). As for the Supra... at some point the extra couple bucks a month becomes an extra couple hundred bucks and it doesn't balance out. Plus I feel like the resale value on the "budget" boats is better because they are typically within reach for most people who are looking. Hopefully that makes sense.
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04-23-2021, 09:10 AM #13Senior Member
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- Jan 2021
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- South Florida
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I set a budget and after a year of not finding a boat i decided f my budget. Im not wasting another year of lost memories i could be making with my family. The mojo i have on order is more then double my original budget looking for a used boat. Was definitely not impulse. My dealer said in 20 years we were the most undecisive back and forth customers here ever had and i consider that a win.
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04-23-2021, 09:22 AM #14Member
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- Apr 2021
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Yeah, I definitely get it with the market right now. Dealers are able to basically say if you don’t want it someone else will. Which is an obvious reason why they are being stingy on price (and like you said, it’s understandable). I do plan on making a realistic offer that I feel comfortable with and isn’t like I’m asking for the moon.
Lol… About spending my money on a keyboard. The options you and some others talked about were things I was really wanting and planned on getting. I don’t plan on upgrading the trailer much other than the things I know I need (spare tire, guide poles, swing-away tongue, transom steps). Dealer did recommend the engine upgrade just due to our altitude and desire to have a larger crew (albeit 9 of the 15 are kids under . My dealer was also telling me he didn’t see much of a difference between the Flow 2 and Flow 3. He was suggesting sticking with the Flow 2 but adding the G6. Anyone have any thoughts on Flow 2 vs. Flow 3?
Thanks again
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04-23-2021, 09:24 AM #15Member
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04-23-2021, 09:27 AM #16Member
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04-23-2021, 09:29 AM #17
Personally mine is planned. I set a budget and then look real hard at what I am comfortable with if I excide that figure. I bought used but I was shopping new at first. $90K for the Max seemed ridiculous to me. So I used the website like everyone else and built the Max I wanted, all options. I wasn't at 90K but close, and tax and prep, etc. I was still under but much closer to the dealer's numbers. Having a base of 62K I figured I could get used for that number, and I was very wrong if i wanted a 1yr old boat. But that is how I set my used budget moving forward. I ended up finding a Mojo at that price and before scheduling the in-person meeting came to the reality that I was being scammed. I then found my 2015 for less that my budget and it has allowed me to add extras and clean up things and still keep my accounts tight.
Back to the new purchase, I look at it long term. Am I ever going to pay this thing off and keep it 15+ years or is it basically a long term rental? If it is a rental resale and options are going to win out. The extra 15K is never going to hit your pocket, but the next buyer will want the 15K in options and make it easier to sell. You are going to pay $2 more a month on your "rental" then someone else is going to assume your "rental" and then they will pay the remainder.
But why not jump to the luxury version? This again comes down to monthly payment. Buying a 90k boat and paying 675 a month or buying a 104K boat and paying 677 a month, no one cares. Jumping to a 160k+ boat is now getting into $1000 month payments and hard to swallow (House vs Car payment ideas). Also, it is harder to find the next buyer knowing you still need a large sum of money to get away from this long term rental. Most luxury vehicles have higher depreciation and the first owner takes to larger bite.
Just my $0.02, but it works in my head. I want the luxury of a top tier boat someday, but the smaller payments are much easier to make when the white stuff is falling. The goal is to break even (or make a buck in this economy), but I shall see in the coming years.2015 Moomba Mojo Surf Edition
4,000lbs
Manual Flow
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04-23-2021, 09:33 AM #18
Everyone knows what they can afford in the end.
Would be foolish to buy above your means.
Sent from my iPhone using Tapatalk2021 Supra SA 400
2018 Supra SA 400 (SOLD)
Michigan
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04-23-2021, 09:45 AM #19Member
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- Apr 2021
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Anyone have any thoughts on the planned crew size - 6 adults and 9 kids - 6 boys and 3 girls - Boys ages are 9,9,8,7,6,5 and Girls are 4,3, and 2? This will be their ages next season. My thought was to have the boys up in the bow of either boat. Just wondering if that is realistic when it comes to safety and space? Also, wondering where you all keep your ice chest? With the new Mojo, will it fit in the area in front of the observers seat with that seat cushion removed?
Last edited by Wren; 04-23-2021 at 09:53 AM.
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04-23-2021, 10:01 AM #20
2022 Moomba Max Vs. Mojo
Last edited by larry_arizona; 04-23-2021 at 10:04 AM.
2021 Supra SA 400
2018 Supra SA 400 (SOLD)
Michigan