Thanks for the information. I know that we will be in the used market, but it does give me a little better feeling that I am not the only one that needs to finance longer and pay off early. I jsut can not see coming up with 800-$1000 extra a month for a boat, but I know somw people can. Inboards seem to hold value after they get 2 or so years old. In fact i am looking to add to a 92 Supra comp that is actually my dad's but I now live 4 hours away and only steal it for a month or so. We bought it in 92 with 33 hours for about $13,000 and they are still $10,000 or so all day long, so that is not too bad for all the fun it has provided. Infact I kinda feel bad looking for a newer boat with all the blood and sweat that I have put into that boat keeping it up, but it runs like a top and is a great boat, and that is what I am looking at for us, a boat I can keep 15 years and not think twice about it. It just seems crazy to me all the 60-70k boats out there for sale, and I guess someone is buying them, just not me! heck it took me 3 houses before i spent that much! Now finding the right one....