Just looked on only inboards, to get an xt23 or 23lsv for 120k range, gotta go back to 2019-2020. I'll admit I didn't scroll them all, just the first couple pages. 2023 xt23 around 180-200, 23lsv cheapest I saw was 150.
Here locally where I am, plenty of year old 23LSV to be had in the 130s, asking. With cash there’s always room for less.
And I guarantee you, there’s wiggle room in this XT24 at 140k.