wonder how skisafe would fare today. we had great luck with them but their rates are only real good if you layup. in idaho/wisconsin we never cared as the lakes were frozen for a chunk of the year. we used to from nov-mar.
our last 2020 tige r23 ran us around 400 for agreed value and decent liability/medical. I don't recall the comp part and deductibles were a grand or 2.