So after going back and forth over a few dirrferent boats and getting hassled by a dealer finance guy who tried to take advantage of me, I went with the 7.49% rate. Not great but will get me by until the rates drop and I can refi it. Have a nice 2019 craz that deal should be done on next week. Pretty well equipped boat with upgraded sound and super clean. Gonna upgrade the ballast and add a heater to try and extend my season as much as I can. Im pretty excited to get it, been anticipating a bigger boat and a new one just wasnt in the cards after the price increases of the past year, but I think this Craz will serve us well.