Sorry I’m late to this one!
Don’t forget about the ol Excursion! I just bought my wife an 05 6.0 Limited to replace my ‘17 2500 Cummins (long story)... it’s rated to tow 11k, and has a good payload if you remember it’s basically an F250 underneath. The GVWR was neutered for soccer mom duties back in the day for insurance purposes.
They’re still out there, lots of lower mileage ones with decent prices, and creature comfort wise they’re not far off newer trucks. It checked all the boxes for us. Now I’ve just gotta learn how to work on a Powerstroke lol