Dang brother - I like the idea of showing up in uniform to "discuss" the issue with him. hehehe.

If insurance hasn't paid anything can't the claim be dropped or cancelled?

Food for thought - I did a fender bender on my brother's truck when it was parked at my house for a week. Literally just a fender scraped up and buckled, similar to what you're showing, which I had backed into. Long story short, the local body shop quoted me $900+. A shadetree mechanic painter guy who works out of his own shop was $320. He had it done in two days and never a word to insurance - or my brother either until after he had it back for a couple weeks!