Quote Originally Posted by bbyquist View Post
Woke up this morning to find my Exile system gone. 3 amps and the sub were taken, as well as the boat trashed. It was stolen last night as I slept in my own bed just feet away. Still kind of in shock. Made a police report (they don't plan to do anything) and called my home owners insurace (insurance agent is discouraging me from making a claim). Really hate to sound sappy or cliche, but this sh!t really ruins my faith in humanity. Very depressed, really don't even want to go out to the lake tomorrow even though it's gonna be 95 degrees.
Havent read all the replies yet, so forgive me if this has been covered. Although it varies state by state, but in general, your boat needs its own policy like any other motor vehicle, and therefore your HO policy will not cover any loss associated with the boat. Either way, your agent is right, you dont want to make a claim to your HO unless its really really major.

Sorry to hear, hope it all gets worked out. its bad enough to have something stolen, even worse when they tear it up to get is out.