To all you guys that tow with half tons.

[07STI]

Does it tow good with not much sway or squat to truck? I think your fine.

Also, unless the hitch comes off the truck then I do not see insurance being a problem. Your liability coverage is pretty broad. Stupid error and even negligence do not really come into play. For example, cars tell you not to mess with your phone while driving. But you would be covered if you rear ended someone while on phone.


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I agree.

I was thinking about scenarios with everyday driving. Insurance companies could look at your rotors/pads, tire wear, and vehicle maintenance and say, sorry, we're not covering you because X wasn't properly maintained. Maybe that happens?

Again, I think if it was a big deal to be towing a 6,500# boat/trailer with a vehicle rated for 10,000# and a hitch rated for 5,000#, I would think we'd hear of a lot more accidents and things would have to change.