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Couple months ago I went with trident funding. Huge run around but got in at 5.75%. That was with great credit and low dti. Boat was under $100k, anything over had a rate break.
Transaction was a giant hassle though, wouldn’t go through it again. I was going to use Michigan first and catch the tail end of the 3.99, but they would one deal with a boat titles in MI.
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