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  1. #41
    Join Date
    May 2018
    Posts
    4,721

    Default

    Quote Originally Posted by haknslash View Post
    Originally I started at $500 a year with INTACT then $795, and this year they wanted $1080. This was with BIA and after they saw me looking for other insurance companies Gabriel reached out to me and told me they also offer CHUBB. It was more expensive than Skisafe but Iíve read some threads on Thehulltruth and other places while searching for claims and real life scenarios so I deduced the savings of a few hundred bucks with Skisafe was not worth having less coverage and concerning claims. Obviously they all have their flaws but CHUBB was around $750 I think and I have nice coverage for our lakes.
    Thanks for the heads up, I will reach out to Gabe.

    Mine went from $804 to $1080 as well with Intact


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    2021 Supra SA 400
    2018 Supra SA 400 (SOLD)
    Michigan

  2. #42
    Join Date
    Feb 2018
    Location
    Boating on Lake Martin, AL
    Posts
    1,420

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    No problem Larry. He will explain the big jump reasons. CHUBB is well known large company my wifeís law firm deals with plus the coverage was as good as Intact coverage, much better than Skisafe when you compare them side by side. I hate insurance. Itís one of those things you hate to pay but if I gotta pay I want to be covered.
    2019 Moomba Max "MOOMBAE"
    Mods: Wakemakers upgrade + 500 lbs of lead
    2016 Yamaha AR192 - sold

  3. #43
    Join Date
    May 2018
    Posts
    4,721

    Default Insurance rate increase

    My former boat/trailer was rear ended while towing after the new owner bought it.

    CHUBB was her insurance.

    They were good with the boat repair, but it was a battle for the trailer, probably wanted auto coverage to handle it.


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    2021 Supra SA 400
    2018 Supra SA 400 (SOLD)
    Michigan

  4. #44
    Join Date
    May 2009
    Location
    North End Lake Lanier GA
    Posts
    8,155

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    I have State Farm and recently renewed and is stayed comparable - I generally pay mid 400 i think this year was 560 but I have a 13 so not sure if they are saying my boat is cheap now LOL.

    Although I still get offers for more then I actually paid for the boat in 13 LOL

    I don't think I can sell her, she's truly a 1 off from Moomba with a proto-type tower that I really wish Skies Choice would have went with.
    Malo <--- Means--Evil or Mean One. This explains a lot.
    2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
    [COLOR="#696969"]

  5. #45
    Join Date
    Mar 2021
    Location
    South Georgia
    Posts
    1,617

    Default

    Quote Originally Posted by mmandley View Post
    I have State Farm and recently renewed and is stayed comparable - I generally pay mid 400 i think this year was 560 but I have a 13 so not sure if they are saying my boat is cheap now LOL.

    Although I still get offers for more then I actually paid for the boat in 13 LOL

    I don't think I can sell her, she's truly a 1 off from Moomba with a proto-type tower that I really wish Skies Choice would have went with.
    Curious. What does the tower look like?

    Sent from my SM-G781V using Tapatalk
    2021 Moomba Makai
    Black Cherry Metal Flake & Fire Red
    Nibral OJ 15.5x15 Altitude/Wake prop w/1.76 trans v-drive
    Wet Sounds bow speakers & 10's on the Tower & ported sub

  6. #46
    Join Date
    May 2018
    Posts
    4,721

    Default Insurance rate increase

    Switched to Chubb from intact after rate jumped to $1440 a year.

    Chubb is back to $814 with same/better coverage and no layup time.

    I certainly can understand why underwriters are aggressively increasing premiums. Between MSRP and labor rates skyrocketing, itís only a matter of time they update the algorithm.


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    Last edited by larry_arizona; 02-06-2023 at 03:22 PM.
    2021 Supra SA 400
    2018 Supra SA 400 (SOLD)
    Michigan

  7. #47
    Join Date
    Jun 2008
    Location
    Henderson, NV
    Posts
    6,906

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    wonder how skisafe would fare today. we had great luck with them but their rates are only real good if you layup. in idaho/wisconsin we never cared as the lakes were frozen for a chunk of the year. we used to from nov-mar.
    our last 2020 tige r23 ran us around 400 for agreed value and decent liability/medical. I don't recall the comp part and deductibles were a grand or 2.
    '06 Supra Launch 20SSV-gone but never forgotten

  8. #48
    Join Date
    Oct 2021
    Posts
    5

    Default

    I'm new to this forum, so I hope I'm posting this in the right place. I'm sorry to hear about your insurance rate increase. That sounds like a pretty big hit. It may be a byproduct of sweeping price increases, especially with guaranteed replacement costs and all. Shopping around for other carriers is worth considering, especially if the rate increase is that significant. I'm not sure if anyone else is seeing something similar, but it might be worth asking your financial advisor succession plan. A good financial advisor is worth their weight in gold and they might be able to help you find a better rate.

  9. #49
    Join Date
    Feb 2018
    Location
    Boating on Lake Martin, AL
    Posts
    1,420

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    Got a small increase of only $30 for my Chubb renewal. Not bad lo things considered and glad I made the change last year!
    2019 Moomba Max "MOOMBAE"
    Mods: Wakemakers upgrade + 500 lbs of lead
    2016 Yamaha AR192 - sold

  10. #50
    Join Date
    Sep 2017
    Location
    Ft Gibson Lake OK
    Posts
    345

    Default

    Were still running Ski Safe. State farm couldn't touch their rate. We do have a layup period but were not going out those times anyways.
    2021 Makai

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