Financing

[Tatersalad]

What and where are some of the best rates you all are finding on Boat loans? Searching all around, just want to make certain I have all my basis covered.

[svienb]

I just got 4.5% with a high credit score and 30% down.
What are you seeing?

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[larry_arizona]

If you are in Michigan. Michigan First Credit Union 3.99% for up to 240 months. Outstanding to deal with.

If you get your loan through them do me a favor and PM me so that I am get a referral credit.


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[sandm]

ours is 3.24%, no dinero down as we were almost 25% off msrp so showed a lot of "equity".
180 months as the bank stopped doing 240's.

must be a resident in the green bay wisconsin area to set up an account so if you are pm me and I'll shoot ya a contact.

[gtsum2]

Some of these rates are fantastic. We were over 830 Fico, 25% DTI with the boat loan, put 30k down on a 120 month note and best we could do was 4.99%


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[svienb]

If you are in Michigan. Michigan First Credit Union 3.99% for up to 240 months. Outstanding to deal with.

If you get your loan through them do me a favor and PM me so that I am get a referral credit.


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I called these guys today, you have to be a Michigan resident and be able to walk into a branch to open an account.

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[Guppydriver]

Some of these rates are fantastic. We were over 830 Fico, 25% DTI with the boat loan, put 30k down on a 120 month note and best we could do was 4.99%


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I bet if you went longer term, you would see a bit lower.

[larry_arizona]

I called these guys today, you have to be a Michigan resident and be able to walk into a branch to open an account.

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That’s why I said “if you are from Michigan”


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[gtsum2]

I bet if you went longer term, you would see a bit lower.

Rate was same for 120 or 180 months


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[2in2out]

Through our credit union we got 5.25% on a zero down 15 yr for $130k. I'm going to refinance in 3 months when I get a settlement award. I think I can lock in closer to 4.5% with what we are going to throw towards the refi.