Doing it backwards -Max Purchase

[flienlow]

Things got a bit crazy on us. We were supposed to go test a Max out, then sell our boat. Seems I have sold the boat ( purchase pending) but due to crappy weather we have not tested the MAX yet. I am bit nervous to sell my boat first having not tried a dramatically more expensive boat. Is this a worth upgrade from my LSV? I have not sold or bought anything yet and still waiting for weather and scheduling to cooperate.

[sandm]

if you've made up your mind to sell the lsv and you have a buyer lined up, then SELL the lsv. having it gone will give you a little more negotiation power since you're not tied to a trade.

there are quite a few boats that would be a nice upgrade from the lsv in size, wave and tech. even if the max doesn't end up checking off all the boxes you will find a boat that fits the bill. I would be surprised if the max doesn't but I would not let the fact that you have not tested the max get in the way. it feels like you have already came to the family decision that a newer/bigger/better/whatever boat is in the cards so move forward most that have upgraded from lsv's on here will tell you to not look back.

[Matt0520]

Yep! Sell sell sell.

Then demo Max, Craz, and Mojo


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[996scott]

if you've made up your mind to sell the lsv and you have a buyer lined up, then SELL the lsv. having it gone will give you a little more negotiation power since you're not tied to a trade.

there are quite a few boats that would be a nice upgrade from the lsv in size, wave and tech. even if the max doesn't end up checking off all the boxes you will find a boat that fits the bill. I would be surprised if the max doesn't but I would not let the fact that you have not tested the max get in the way. it feels like you have already came to the family decision that a newer/bigger/better/whatever boat is in the cards so move forward most that have upgraded from lsv's on here will tell you to not look back.

that is some sound advice right there!

[JesseC]

Sell IT!!!!!! It is way more fun to look for a boat when you don't have the old one to deal with. The newer models are night and day from the older ones. I went from an 02 LSV to my 15 Mondo and love the new boat. I thought I would miss the old one, but 5 minutes on the water in the new one fixed that problem!!!

[flienlow]

Sell IT!!!!!! It is way more fun to look for a boat when you don't have the old one to deal with. The newer models are night and day from the older ones. I went from an 02 LSV to my 15 Mondo and love the new boat. I thought I would miss the old one, but 5 minutes on the water in the new one fixed that problem!!!

Agreed. I don't want the mental overhead of having 2 boats. However, it terrifies me to see my little birdie fly away and then have "something" come up where the max would be..."OK" of an upgrade or financing part take a dump.

[haknslash]

You could always have them give you a quote and work on a price then see if you get approved. Only negative would be the ding to your credit report for the inquiries but at least you would know if you could get into one of the new boats before worrying about if you need to sell your boat just yet.

I don’t see how any of the new boats wouldn’t be a big upgrade from your older LSV. Interiors and everything is so much nicer IMO not to mention surf systems and newer tech is better. The Max is huge on storage you’ll feel like you could hide your LSV in the rear locker of a Max lol.

[flienlow]

You could always have them give you a quote and work on a price then see if you get approved. Only negative would be the ding to your credit report for the inquiries but at least you would know if you could get into one of the new boats before worrying about if you need to sell your boat just yet.

I don’t see how any of the new boats wouldn’t be a big upgrade from your older LSV. Interiors and everything is so much nicer IMO not to mention surf systems and newer tech is better. The Max is huge on storage you’ll feel like you could hide your LSV in the rear locker of a Max lol.

I am approved, or at least was in Jan, I will demo the max hopefully this Sunday.
..Rear Locker. Haha!
Keep it up. I need the positive reinforcement.

[sandm]

not sure what rate you are getting or if you are going through the dealer but might be worth checking around for credit union financing. dealer on my last 2 new boats couldn't touch the rates I was getting from my banks.
that kind of takes away the "approval" jitter as you will be approved for an amount from a 3rd source and now if you sell your boat you are technically a "cash" buyer.
sometimes dealers will give you a break if you use their financing as there are kickbacks on the back side you don't see but the discount might be less than the increase in apr.

bottom line, shop around and good luck with the demo....

[flienlow]

not sure what rate you are getting or if you are going through the dealer but might be worth checking around for credit union financing. dealer on my last 2 new boats couldn't touch the rates I was getting from my banks.
that kind of takes away the "approval" jitter as you will be approved for an amount from a 3rd source and now if you sell your boat you are technically a "cash" buyer.
sometimes dealers will give you a break if you use their financing as there are kickbacks on the back side you don't see but the discount might be less than the increase in apr.

bottom line, shop around and good luck with the demo....

I forget who it was, but someone here suggested Essex Credit Union. They were by far the best for our needs.