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  1. #11
    Join Date
    May 2009
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    North End Lake Lanier GA
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    Quote Originally Posted by rdlangston13 View Post
    Well my explanation for not filling a claim immediately is easy, I was planning on paying out of pocket when I believed the repair was going to be less expensive.
    DO NOT Say that to insurance. Lol
    Malo <--- Means--Evil or Mean One. This explains a lot.
    2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
    [COLOR="#696969"]

  2. #12
    Join Date
    Jun 2008
    Location
    Henderson, NV
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    7,020

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    Quote Originally Posted by mmandley View Post
    DO NOT Say that to insurance. Lol
    you read my mind
    '06 Supra Launch 20SSV-gone but never forgotten

  3. #13
    Join Date
    May 2013
    Location
    Vancouver WA
    Posts
    5,019

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    Quote Originally Posted by mmandley View Post
    DO NOT Say that to insurance. Lol
    Why would you not say that Mr. Honesty? Self insuring a claim is almost always an option and my insurance company has never got bent over that. They know that it's common for a person to get an estimate and THEN decide if they're going to self insure or file a claim.
    2008 Moomba Mobius XLV. Monster Cargo Bimini, WS Rev 410's, Polk Cabins, 3 Infinity Subs, PPI amps, WS420, Exile BT, upgraded ballast pumps, up to 3,500+ pounds of ballast, Blue LED's...
    1992 Supra Sunsport. **SOLD** 2k pounds ballast, Surf System, Blue LED's everywhere, decent audio system.
    Tow Rig: 2013 F150 Ecoboost FX4 (wife's rig) Other money pits include:1998 BMW M3 Cabriolet, 2009 Audic A6 Avant 3.0T, 2005 Kawasaki ZX-6R 636.
    www.TraysonsToybox.com

  4. #14
    Join Date
    May 2009
    Location
    North End Lake Lanier GA
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    Quote Originally Posted by trayson View Post
    Why would you not say that Mr. Honesty? Self insuring a claim is almost always an option and my insurance company has never got bent over that. They know that it's common for a person to get an estimate and THEN decide if they're going to self insure or file a claim.
    What do mean with your lingering sarcasm of Mr Honesty.

    When I said that I was referring to me being honest about my boat getting damaged.

    Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

    They can also deny a claim because you just don't want to pay the bill.

    Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

    All people are saying is Dave needs those estimates dated recently not 6 months ago.

    Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

    Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

    See how that sarcasm works...
    Last edited by mmandley; 03-15-2017 at 12:54 PM.
    Malo <--- Means--Evil or Mean One. This explains a lot.
    2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
    [COLOR="#696969"]

  5. #15
    Join Date
    Nov 2010
    Location
    Katy, TX
    Posts
    6,368

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    Quote Originally Posted by mmandley View Post
    What do mean with your lingering sarcasm of Mr Honesty.

    When I said that I was referring to me being honest about my boat getting damaged.

    Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

    They can also deny a claim because you just don't want to pay the bill.

    Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

    All people are saying is Dave needs those estimates dated recently not 6 months ago.

    Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

    Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

    See how that sarcasm works...
    Well i just received my quote yesterday so no worry on that but I have to agree with Trayson a little bit here. Not sure why they would be bent up about someone trying to prevent them from having to pay money. Seems odd to me.
    David

    2017 Moomba Mojo Max Surf Edition, 2 Pair Wetsounds Rev10s powered by an SD2, 6 pair Wetsounds XS650M and Wetsounds XS12 powered by SD6 all controlled by a WS420. 2 Lumitec SeaBlaze X2 Spectrum underwater lights

    SOLD***2008 Mobius LSV, Gravity III , Wake Plate, Z5, Exile SX65c's, Exile XM9s, Exile XI12D, Exile Javelin, Exile 30.2***SOLD

  6. #16
    Join Date
    May 2013
    Location
    Vancouver WA
    Posts
    5,019

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    Quote Originally Posted by mmandley View Post
    What do mean with your lingering sarcasm of Mr Honesty.

    When I said that I was referring to me being honest about my boat getting damaged.

    Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

    They can also deny a claim because you just don't want to pay the bill.

    Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

    All people are saying is Dave needs those estimates dated recently not 6 months ago.

    Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

    Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

    See how that sarcasm works...
    Oh Mike, I was giving your crap, like I have so many times in the past. I figured you'd be able to take a little ribbing w/o taking it personally by now.

    Pretty simple, I saw irony in the fact that you were saying "be honest" and then a post later saying to not tell the insurance company exactly what happened. Justify it how you want, I hope that you can see the irony that I did.

    LMAO, I never made any assertions about the quality of my insurance or the quality of my boat (like THAT's relevant! LOL). You sound a little big Hangy bro, I think ya need to go eat a snickers bar.
    2008 Moomba Mobius XLV. Monster Cargo Bimini, WS Rev 410's, Polk Cabins, 3 Infinity Subs, PPI amps, WS420, Exile BT, upgraded ballast pumps, up to 3,500+ pounds of ballast, Blue LED's...
    1992 Supra Sunsport. **SOLD** 2k pounds ballast, Surf System, Blue LED's everywhere, decent audio system.
    Tow Rig: 2013 F150 Ecoboost FX4 (wife's rig) Other money pits include:1998 BMW M3 Cabriolet, 2009 Audic A6 Avant 3.0T, 2005 Kawasaki ZX-6R 636.
    www.TraysonsToybox.com

  7. #17
    Join Date
    May 2009
    Location
    North End Lake Lanier GA
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    I knew you were picking, I was picking back.

    Trust me by now I don't take anything here personally
    Malo <--- Means--Evil or Mean One. This explains a lot.
    2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
    [COLOR="#696969"]

  8. #18
    Join Date
    May 2013
    Location
    Vancouver WA
    Posts
    5,019

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    Quote Originally Posted by mmandley View Post
    I knew you were picking, I was picking back.

    Trust me by now I don't take anything here personally
    2008 Moomba Mobius XLV. Monster Cargo Bimini, WS Rev 410's, Polk Cabins, 3 Infinity Subs, PPI amps, WS420, Exile BT, upgraded ballast pumps, up to 3,500+ pounds of ballast, Blue LED's...
    1992 Supra Sunsport. **SOLD** 2k pounds ballast, Surf System, Blue LED's everywhere, decent audio system.
    Tow Rig: 2013 F150 Ecoboost FX4 (wife's rig) Other money pits include:1998 BMW M3 Cabriolet, 2009 Audic A6 Avant 3.0T, 2005 Kawasaki ZX-6R 636.
    www.TraysonsToybox.com

  9. #19
    Join Date
    Dec 2015
    Location
    north texas
    Posts
    1,164

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    Cute cuddle


    Sent from my iPhone using Tapatalk
    2017 Supra SA

  10. #20
    Join Date
    Apr 2013
    Location
    Knoxville TN
    Posts
    3,065

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    Quote Originally Posted by wolfeman131 View Post
    Sounds to me like you had some back luck last Saturday.


    Sent from my iPhone using Tapatalk
    Or the bad luck might happen this Saturday.

    Sent from my P00I using Tapatalk
    2018 Supra SL400

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