I've been paying about double what you guys do! Here in Canada, it is difficult to find insurance for wakeboarding boats. Many companies just do not know what they are. They do a calculation for runabouts or ski boats, taking the length and horsepower and getting a bogus top speed (70+ MPH), and charge you as if it were a cigarette boat.

A couple of years ago, I did some checking around to see if there was any company that could significantly undercut my existing insurer, Premier Marine. There were finally some competitors, but none were worth switching.