my truck and boat are paid off..but i have basically two sled payments ha.. if i paid off the house i would deff be looking to upgrade my boat. i also hear this every summer " you have 22,000$ tied up in your drive way, why dont you sell it and have money put away?" because the time spent with fam and friends on the water is worth way more then the 20k in my account. plus thats more money i have to drop on a new boat haha