Quote Originally Posted by bergermaister View Post
yeah, I'm VERY curious why your insurance would be poo-pooing you submitting a claim for it??? You pay for something you never hope to use for years and years...
Because he will be dropped for a claim of that size and the agent knows that. I also made a legitimate claim about 10 years ago when my truck was broken into and everything stolen. The auto insurance covered the damage but personal property is on your homeowners. Shortly thereafter they dropped me and i had to get another provider at a higher cost. After five years or so with no claims I could get a cheaper rate again. Same exact thing happened to my neighbor a couple years ago when his very expensive golf clubs were swiped from his garage. It's BS because you pay thousands literally for this coverage but if you actually have to use it your hosed.