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Thread: Boat Insurance

  1. #1
    Join Date
    Sep 2010
    Location
    Austin, TEXAS
    Posts
    332

    Default Boat Insurance

    I've got a 08 outback, I keep calling around to get insurence on it, and keep comming up with $580-$700... tried Farmers, Allstate and Progrssive. I should be able to get a year of boat insurence for 300 bux. Can anyone point me in the right direction?
    08 Outback. Private Lake Owner.

  2. #2
    Join Date
    Jun 2008
    Location
    Henderson, NV
    Posts
    7,028

    Default

    I have Progressive and pay around $450 for it. Insurance is a funny thing and there are way too many variables to compare 2 people's insurance apples to apples. I would think that you could get Progressive to come in at the $300 mark, but you might be sacrificing a lot of coverage that you may want at some point..

    good luck..
    '06 Supra Launch 20SSV-gone but never forgotten

  3. #3
    Join Date
    Sep 2009
    Location
    Copperas Cove, TX
    Posts
    1,761

    Default

    $450 For me through US Boats

  4. #4
    Join Date
    May 2009
    Location
    Tucson, AZ
    Posts
    87

    Default

    $426.00 thru Western Marine Ins.

  5. #5
    Join Date
    Apr 2008
    Location
    California
    Posts
    2,840

    Default

    $485.00 thru Western Marine as well. Remember besides the obvious (boat, equipment, etc) location also plays a part, some areas more or less than others. Also, you can insure for additional equipment so asking what everyone pays really does no good.

    Seach for marine/boat insurance on the web and get quotes.
    2007 Mobius LSV

  6. #6
    Join Date
    Mar 2003
    Location
    Springfield Missouri
    Posts
    3,392

    Default

    $270 but my declared value is around $15K. I did save $900 a year on all of my insurance switching to American Family. Sorry Geico.
    1998 Mobius
    310 HP PCM
    SOLD

  7. #7
    Join Date
    Aug 2009
    Location
    Montana
    Posts
    3,062

    Default

    Quote Originally Posted by sandm View Post
    I have Progressive and pay around $450 for it.
    Pretty much ditto on annual premium for my boat through Progressive

    2007 Moomba Outback - going, going, GONE
    2015 "NOT A MOOMBA"

    Why Not? Play Hard! Get wet

  8. #8
    Join Date
    Sep 2010
    Location
    Austin, TEXAS
    Posts
    332

    Default

    Thanks guys, this is looking pricier than I thought
    08 Outback. Private Lake Owner.

  9. #9
    Join Date
    Mar 2003
    Location
    Springfield Missouri
    Posts
    3,392

    Default

    The two insurance companies I worked with Safeco and American family gave a good discount for a boating safety course and I took credit for a free on-line course. I currently get a 15% discount on my insurance.

    http://boatingbasicsonline.com/
    http://www.boatus.org/onlinecourse/default.asp
    1998 Mobius
    310 HP PCM
    SOLD

  10. #10
    Join Date
    Jan 2008
    Location
    Tallahassee, FL
    Posts
    14,071

    Default

    I've had good deals from Boat US and Progressive. Had to bump the LSV off the Homeowners as it was going to be a separate policy.
    My Mom said I'm not allowed to get wet!
    2008 LSV (sold)
    2000 Outback LS (sold)
    LLTR!!!!!!!!



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