You’re telling me.
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Make your own Supra SA build thread and share details, pics etc.
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Leftover boat?
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I'm 100% with ya. we were amazed going from a 42k supra to a 90k tige over the years and we got a STEAL on the last boat. I can't imagine paying 120k for a moomba let alone 150+ starting for a supra.
175k boat with 20% down over 20 years is a grand a month. that's a lot of scratch for a toy that most only use 50-75hrs a year. add gas/insurance into it and now your talking ballpark 15k/yr to own it.
what I find more amazing.... there's a 2023 heyday on OI for over 100k.... never thought I'd see that from a brand that was touting "affordable and easy to tow". all in that's a 110k toy.
is it the boat or is it the fact that it's a 240 month note?
I would suspect that most actuaries are calling out the economic environment that's building and advising against a long term outlook on what is turning back into a depreciating asset again.
our current checking bank(not the one we use for vehicle/boat loans) is at 8.99% but only goes to 15 years. they won't touch 20. my CU that does boat loans will only do 5year balloon on a 15 year amortization anymore and their rates are in the same ballpark.
I can still find 240 month rates around 6% locally, but I think you are right on banks and CU's reacting to this economy.
Next 18-24 months is going to hurt.
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Since this thread went all over the place I figure I will keep it random. Did you’ll see the new paragon last night? Paragon 23 msrp 435k. Or you could get a SL and SA for that price. Yikes that is an expensive boat. I think they were 250k or something when Nautique first released them.
That is the price the Pavati's are going for now.
I do really like the telescoping tower on the paragon. Mainly because of the convenience of being able to leave the bimini up when trailering. Just lower the tower and go.
But check out this screen size on the pavati. Holy smokes! Attachment 30901
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We surfed on Sat am. Brand new one surfing down the lake next to us.
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One thing that everyone is forgetting is this little thing called floor plan interest. When a dealer has inventory they typically have it on floor plan so it is not taking up all their cash. When you start to pay interest at 10-12% for 2,3,4 + million in inventory you get pretty motivated to move it. I am not sure in the recreational industry but if they make them use third party floor plan it gets even worse. The manufacture no longer has any skin in the game (They made their sale to the dealer) so the discounts typically have to be made up at the dealer level squeezing the dealer even tighter. There will be deals to be made.
With that said our 14 Mojo has been fantastic and we have a really hard time going from a $67k boat new to a $120+ I don't think we will be in a hurry to do anything.
You have a very good point, but your signature says "hey you only live once"..so treat yourself and buy a new boat. Should be about paid off, that is a healthy down payment.
Why pay 120k for a moomba when there are handfuls of 2022 XT24’s and 23LSV’s on the market that can be had in that range
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Here locally where I am, plenty of year old 23LSV to be had in the 130s, asking. With cash there’s always room for less.
And I guarantee you, there’s wiggle room in this XT24 at 140k.
https://uploads.tapatalk-cdn.com/202...2c057f38d6.png
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Or this
https://uploads.tapatalk-cdn.com/202...5e7ed0f9f0.png
If you don’t think 125k cashiers check buys either of those boats, I’d prob bet against you.
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Then make an offer if you can cut a check like that, those look like the 2 lowest price in the whole country. Don't forget the cost to transfer warranty. So I am betting you won't make an offer, but if you do and buy 1 for 125k, I will send you a case of your favorite brew. Lol
When is the last time you were on a new Moomba? From 21 to current, they have come a long ways and more tech than my 18 SA. The Craz, Mojo and Makai are really nice and only getting better. The conundrum is always a new "budget" boat or a 2-3 year old used premium boat. That is for you to decide.
Don't blame you there. I think their fit and finishes have come a long way, but can't go wrong with Supra. That new Moomba power tower is pretty sweet. And the dual screens, pus chill tech now. If I was buying new, The Mojo would be on my lift. But I would look hard for a similar priced 21 or 22 SA.