The reviews look good for State Farm. A rental car gets them motivated because it is a daily cha ching for them until it is fixed or totaled.Quote:
Originally Posted by trayson
Printable View
The reviews look good for State Farm. A rental car gets them motivated because it is a daily cha ching for them until it is fixed or totaled.Quote:
Originally Posted by trayson
Ask them if they have a preference for where you rent your "comparable Corvette". ha ha.
Yes I think the first mistake I made was having it towed to my yard where it wasn't accruing any storage fees. Naturally they made it very easy to get them copies of the title and next day mailed the check so I had to turn the rental car in Friday lol. The communication went from nill to nonstop.Quote:
Originally Posted by zabooda
They finally called me Tuesday to look at the car this Friday.
Getting a Rental or anything right now only means I pay yup front then try to get my money back later.
State Farm said if I don't want to wait, claim it in my insurance, once everything is settled they would pay Allstate.
Problem is then I have a claim on my insurance listed as not at fault but it's a claim non the less.
State Farm said they don't really care what a police report says, if their drivers won't admit responsibility then I have to fight everything.
I just don't understand it. I have pictures, a police report, citations as who was at fault, I don't get why I have to play this song and dance.
I'm just glad I still have my truck to drive or I probably would blow a gasket.
State farm needs to quit playing stupid and confess a rear end collision is almost always the fault of the driver in the rear. Second, using your own company doesn't go against your record "if" the claim is settled. I have used that in the past and it works best when the other party is balking. I give the insurance company the opportunity to get a rental car for the loss of your daily commute car and if they balk then I advise them in writing that a rental will be obtained. An injury from the accident can come up shortly after an accident so you can advise them that you will be seeking medical treatment.
Did I say I am asking for a car camera this Christmas that I can put it in the vehicle I am driving? Small enough that I can conceal in the event that I may be at fault. I like the instant replay aspect of football and I want to extend that to driving. I would of course let the other driver lie first before bring out the big guns. Too much crap and risk not to have one.
It's pretty common that the client of the insured has to come forward to say that there'd been an "incident". it's what keeps some random stranger from contacting your insurance company and fraudulently claiming you wronged them. It's been a policy of state farm for the almost 30 years I've had them.Quote:
Originally Posted by mmandley
Yes, it's frustrating for you, but it's just one of their normal policies that was created as a protection measure for their clients. It'll come out okay, just stay the course.
"It's pretty common that the client of the insured has to come forward to say that there'd been an "incident". " That may never happen also one never admits fault as there may be other issues that were a contributing cause. The only way it will get the insurance company's attention is if that person puts in a claim or the other person contacts the insurance company (if the information is correct). The statement of the client given to the insurance company is what they work with and it may differ greatly so getting a copy is important. I pay my insurance company to represent me and use them for that purpose. I had the same issue with State Farm many years ago and actually got kicked out of their office. Wrong move on their part.
Better call Jake....from State Farm.
Sent from my iPhone using Tapatalk
brett, are you wearing khakis?
Mike, just saw this, sucks about the car, but glad to hear your ok
They look hideous.Quote:
Originally Posted by sandm
Sent from my iPhone using Tapatalk
State Farm guy came to look at my car. He doesn't know anything about damages if you ask me.
First he didn't even look at the damaged fuel tank. Open the gas door and you can see the whole thing is crushed.
He said my drivers door needs alignment, no it will need that but right now the front gap is correct, rear lower gap is correct, upper gap is gone because the structure of the car is damaged.
He's like I don't see frame damage.
A Vette doesn't have a normal frame, and being bent 1/2 is pretty hard to see with the naked eye.
Any how long story short, what he did write up is over 6500 in damages and said he's going to submit the car as a total loss.
Sounds a little frustrating. That said, if the submission is for a total loss, you've passed this step and get to move forward. Now it's going to be all about haggling over the value they give you. Hope that all goes smooth.
Quote:
Originally Posted by mmandley
Just caught up on your thread, that really sucks, but thankfully you are not hurt and the car can be replaced. I am guessing the replacement would be somewhere between $15k and $25k??
Good luck, and I feel for you on dealing with the wankers from the auto insurance companies that are set up for mini-vans and Toyota commuter cars, not your dream car.
If you ever do insure another classic or hot rod that is NOT your daily driver, give Hagerty a shot. I have too older rigs (a 69 Vet and a 65 Caddy) that I have insured with them and their service is beyond great!! But I am pretty sure that they don't do daily drivers/commute cars.