Insurance Claims

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Originally Posted by rdlangston13

Well my explanation for not filling a claim immediately is easy, I was planning on paying out of pocket when I believed the repair was going to be less expensive.

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DO NOT Say that to insurance. Lol

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Originally Posted by mmandley

DO NOT Say that to insurance. Lol

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you read my mind :)

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Originally Posted by mmandley

DO NOT Say that to insurance. Lol

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Why would you not say that Mr. Honesty? Self insuring a claim is almost always an option and my insurance company has never got bent over that. They know that it's common for a person to get an estimate and THEN decide if they're going to self insure or file a claim.

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Originally Posted by trayson

Why would you not say that Mr. Honesty? Self insuring a claim is almost always an option and my insurance company has never got bent over that. They know that it's common for a person to get an estimate and THEN decide if they're going to self insure or file a claim.

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What do mean with your lingering sarcasm of Mr Honesty.

When I said that I was referring to me being honest about my boat getting damaged.

Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

They can also deny a claim because you just don't want to pay the bill.

Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

All people are saying is Dave needs those estimates dated recently not 6 months ago.

Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

See how that sarcasm works...

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Originally Posted by mmandley

What do mean with your lingering sarcasm of Mr Honesty.

When I said that I was referring to me being honest about my boat getting damaged.

Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

They can also deny a claim because you just don't want to pay the bill.

Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

All people are saying is Dave needs those estimates dated recently not 6 months ago.

Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

See how that sarcasm works...

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Well i just received my quote yesterday so no worry on that but I have to agree with Trayson a little bit here. Not sure why they would be bent up about someone trying to prevent them from having to pay money. Seems odd to me.

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Originally Posted by mmandley

What do mean with your lingering sarcasm of Mr Honesty.

When I said that I was referring to me being honest about my boat getting damaged.

Insurance has a right to refuse a claim based on if they think you knew the damage was there and waited to claim it.

They can also deny a claim because you just don't want to pay the bill.

Yes your right in the fact you can get an estimate and decide to pay or claim but that's generally in a timely manor.

All people are saying is Dave needs those estimates dated recently not 6 months ago.

Go try that with your car, get an estimate months ago then try to file a claim, I bet it's not as easy as you think

Maybe everyone just needs to go with your insurance you must have the absolute best, I mean you own the best boat Moomba ever made right?

See how that sarcasm works...

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Oh Mike, I was giving your crap, like I have so many times in the past. I figured you'd be able to take a little ribbing w/o taking it personally by now. :-)

Pretty simple, I saw irony in the fact that you were saying "be honest" and then a post later saying to not tell the insurance company exactly what happened. Justify it how you want, I hope that you can see the irony that I did.

LMAO, I never made any assertions about the quality of my insurance or the quality of my boat (like THAT's relevant! LOL). You sound a little big Hangy bro, I think ya need to go eat a snickers bar. :-)

I knew you were picking, I was picking back.

Trust me by now I don't take anything here personally

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Originally Posted by mmandley

I knew you were picking, I was picking back.

Trust me by now I don't take anything here personally

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Cute cuddle [emoji173]


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Originally Posted by wolfeman131

Sounds to me like you had some back luck last Saturday.


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Or the bad luck might happen this Saturday.

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