What kind of interest do you guys have on your boat loans?
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What kind of interest do you guys have on your boat loans?
I have no interest in boat loans. I really don't have any interest in any type of loans.
It looks like my bank has 6.25 to 7.25 based on the length which can go out to 15 years. The RV loan rate is the same and when I refinanced my home for 4.25% last year I got cash back and paid the RV loan off. I do have a car loan at 0% and I like that rate.
from my local credit union website.
Boat/Camper/Motor Home Loans
Model Year Term APR* as low as
2006 & newer up to 36 months 3.99%
48 months 4.49%
66 months 4.99%
84 months 5.49%
96 months
minimum loan $25,000 5.99%
120 months
minimum loan $35,000 6.49%
180 months
minimum loan $45,000 6.99%
2005 & older up to 36 months 4.99%
60 months 5.99%
96 months
minimum loan $25,000 6.99%
120 months
minimum loan $35,000 7.49%