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Tatersalad
09-21-2020, 01:13 PM
What and where are some of the best rates you all are finding on Boat loans? Searching all around, just want to make certain I have all my basis covered.
svienb
09-21-2020, 04:00 PM
I just got 4.5% with a high credit score and 30% down.
What are you seeing?

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larry_arizona
09-21-2020, 04:16 PM
If you are in Michigan. Michigan First Credit Union 3.99% for up to 240 months. Outstanding to deal with.

If you get your loan through them do me a favor and PM me so that I am get a referral credit.


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sandm
09-21-2020, 04:47 PM
ours is 3.24%, no dinero down as we were almost 25% off msrp so showed a lot of "equity".
180 months as the bank stopped doing 240's.

must be a resident in the green bay wisconsin area to set up an account so if you are pm me and I'll shoot ya a contact.
gtsum2
09-21-2020, 07:22 PM
Some of these rates are fantastic. We were over 830 Fico, 25% DTI with the boat loan, put 30k down on a 120 month note and best we could do was 4.99%


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svienb
09-21-2020, 08:00 PM
If you are in Michigan. Michigan First Credit Union 3.99% for up to 240 months. Outstanding to deal with.

If you get your loan through them do me a favor and PM me so that I am get a referral credit.


Sent from my iPhone using TapatalkI called these guys today, you have to be a Michigan resident and be able to walk into a branch to open an account.

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Guppydriver
09-21-2020, 08:04 PM
Some of these rates are fantastic. We were over 830 Fico, 25% DTI with the boat loan, put 30k down on a 120 month note and best we could do was 4.99%


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I bet if you went longer term, you would see a bit lower.
larry_arizona
09-21-2020, 08:04 PM
I called these guys today, you have to be a Michigan resident and be able to walk into a branch to open an account.

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That’s why I said “if you are from Michigan” ;)


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gtsum2
09-21-2020, 08:15 PM
I bet if you went longer term, you would see a bit lower.

Rate was same for 120 or 180 months:(


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2in2out
09-21-2020, 08:23 PM
Through our credit union we got 5.25% on a zero down 15 yr for $130k. I'm going to refinance in 3 months when I get a settlement award. I think I can lock in closer to 4.5% with what we are going to throw towards the refi.
svienb
09-21-2020, 09:07 PM
That’s why I said “if you are from Michigan” ;)


Sent from my iPhone using TapatalkHa, so you did. I got fooled by your Arizona ID.

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larry_arizona
09-21-2020, 09:08 PM
Ha, so you did. I got fooled by your Arizona ID.

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Yeah that throws many people, my screen name is my middle name and street I grew up on.....lol


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z28ke
09-21-2020, 09:40 PM
Yeah that throws many people, my screen name is my middle name and street I grew up on.....lol


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Hahahaha that’s genius, using your porn name on forums!!!

Z28KE aka Long Stratlen....
larry_arizona
09-21-2020, 09:51 PM
Hahahaha that’s genius, using your porn name on forums!!!

Z28KE aka Long Stratlen....

Boom!!! I was waiting for someone to catch that...

My first dog and street I grew up on works good, Shotzie Arizona


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bmjenkins82
09-21-2020, 10:10 PM
Damn... I’ve been missing out on Michael Keystone as a user name all these years