Best Insurance Policy for Wakeboats?

[gsword]

My auto insurer gave me a decent quote but I’m just curious if there are better options. Who is everyone using?

[larry_arizona]

I just got quotes from......

Boater insurance agency
SkiSafe
BoatUS

They are all equally competitive and significantly less expensive than your typical automotive insurance company.


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[LAwake]

SkiSafe, beat every quote I got from State Farm, Allstate, Progressive, Geico, and Boat US. There are a lot of variables that go into pricing so it's best to shop around. In my area, lower Alabama, SkiSafe beat every place by over $400 with better coverages.

[sandm]

ski safe. been with them since '09. cheaper than progressive and farmers/amfam and liberty mutual haven't been within $350 of skisafe.

[gsword]

ski safe. been with them since '09. cheaper than progressive and farmers/amfam and liberty mutual haven't been within $350 of skisafe.

Really good call on SkiSafe guys...$150 cheaper than anybody else with better coverage. Geico was the next closest and actually within ~$70 when you account for it being a 12-month use policy. Progressive was literally twice as much...

Do you know anything about SkiSafe’s reputation when it comes to paying claims?

[rdlangston13]

Not sure what my issue was but the only way I could get a reasonable quote with ski safe is if i agreed to not use my boat for like 4 months out of the year. That was a deal killer for me. I am with BoatUS/Geico.

[Prospersigman]

Reach out to Gabriel Berkowitz @ BIA (Boaters Insurance Agency) for a quote. He has taken care of me for years and does an awesome job. They also have a vanishing deductible that goes down 25% per year if you are claim free. They also include $10,000 worth of personal items in the boat coverage.

[email protected]

[larry_arizona]

Yup Gabe is who I have been working with.


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[sandm]

we have a 4 month layup as well from nov to march but 3month was same price. understand that can be a dealbreaker for some but here it's too cold.
heck, supposed to get snow on the valley floor tonight for our 2 snowplows to fight over :)

op is in indiana. doubt a 4month layover is a big deal.

[kaneboats]

we have a 4 month layup as well from nov to march but 3month was same price. understand that can be a dealbreaker for some but here it's too cold.
heck, supposed to get snow on the valley floor tonight for our 2 snowplows to fight over :)

op is in indiana. doubt a 4month layover is a big deal.

I did a 4 month one in FL from Nov. thru Feb. No biggy. I'm the only one that would go out so I played golf instead. Great golf weather here during those months.

[sandm]

man, I need to come your direction. snow here and weather has not been that great for golf since mid december.
I miss swinging the clubs. haven't played since august '17 in utah.

guess I'll have to use golf as a reason to come out that way someday since both you and Ed sold your boats...... :)

[3threecs]

We use Boaters insurance as well. I did take the 3 months of non use to help the rate.

[BrentC5Z]

We've always used our auto carrier State Farm. Recently, we moved some cars to Geico. Oddly, Geico was slightly higher than State Farm. $420 / yr premium $500 deductible with no restrictions. It was the same $ on our last boat that was insured for $10K more than the current one...